This Is Us, an Adoption Tale

“This Is Us” is one of the most popular shows on television right now. America is captivated by the family’s dynamic: how Jack and Rebecca parent their kids and love each other, how the Big Three grow up together, almost, but not quite, triplets. The writers have left us guessing and grieving at every turn. Life is like that, too, especially when you’re working through an adoption.
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Does a Grandparent Have Rights?

Being a grandparent is one of the great joys in life, and most grandchildren love the time they get to spend with their grandparents. Unfortunately, in the event of divorce, death, relocation, or troubled relationships, the rights of grandparents can get confused and complicated.
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Stepparent Adoption

Many stepparents play a crucial role in the life of their stepchild by caring for and raising the child. Formalizing the adoption is a natural desire and is one of the most common and straightforward types of adoption. When a parent adopts a stepchild, the parent is agreeing to assume the legal and financial responsibilities for the child.
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Pros and Cons Of Joint Credit

Most people get married with the idea of staying married for a lifetime. They fall in love and have nothing but “happily ever after” in their future goals and dreams. Going into marriage, many couples believe that opening joint credit is the most advantageous method of managing their finances. While saying, “what’s yours is mine and what’s mine is yours,” is easy – any time finances become tight or money becomes an issue, joint credit is not always the easiest to manage.
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Divorce

Divorce is a difficult disruption in your entire life. Everything from your home, your possessions, your finances, and your children are affected when a marriage comes to an end. Many people who are faced with divorce fir the first time are taken aback to learn how complicated it can be.
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Underemployment

The recession of 2008 hit millions of Americans hard, and many of them are still recovering. While a large number of people who had lost their jobs are now employed, they are finding that they are suffering from underemployment.
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Troublesome Student Loans

Debt has become an almost accepted state of being for many Americans. Most ideas of debt circle around consumer debt, car loans, and home mortgages – the “typical” categories. However, many people are surprised to learn that student debt is actually the second biggest debt sector in the United States, reaching $1 trillion. Student debt is the only debt sector to massively grow since the recession in 2008.
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Mid Year Financial Review

With 2017 half way over, now is a great time to check in and review your finances. Millions of Americans make New Year’s resolutions each year, and while losing weight and/or getting “in shape” will probably always rank as the number one resolution, getting finances under control is also a popular goal.
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Stop Wage Garnishment Through Bankruptcy

Extreme debt is a situation that no one wants to find him or herself in, yet millions of Americans face creditor harassment each year for money they owe and cannot pay. While getting into debt is extremely easy, finding a way out is quite the opposite. There are many unexpected consequences that result from racking up huge amounts of debt, one of those being wage garnishment. Wage garnishment is a means for creditors to ensure that they will be paid by claiming a portion of your paycheck with or without your consent.
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Bankruptcy and a Second Mortgage

People often talk about taking out a second mortgage, but what does that mean exactly? A second mortgage is a loan taken out against a first mortgage. This means, you are borrowing money against a home that you are still paying for. People seek to take out a second mortgage to consolidate debts, to finance home improvements, to avoid paying property mortgage insurance, and other reasons.
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